Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Life
Insurance
Having life insurance ensures financial security for your loved ones, providing peace of mind by covering expenses.
Critical
Illness Insurance
Critical illness insurance provides vital financial support by covering medical costs and living expenses.
Disability
Insurance
Disability insurance ensures a steady income stream if an injury or illness prevents you from working.
Travel
Insurance
Travel insurance offers peace of mind by covering unexpected costs like medical emergencies and more.
Investment & Savings
Investment and savings plans are crucial for building a secure financial future, enabling you to grow your wealth, achieve long-term goals, and safeguard against unexpected financial challenges.
We are an independent insurance representative and authorized provider of insurance products.
Below are some of the insurance companies we work with:
Testimonials
Sofia
Last summer my family had two incidents. I cut my finger, which required surgery, and my son had a knee fracture. We reached out to Larisa, and she helped us with the paperwork for both incidents. The amount given to us was substantial and greatly aided in our rehabilitation. We are very grateful to Larisa. She explains everything and is very helpful. Larisa, thank you very much!!!!!!
Angela Tarasenko
When my husband and I first arrived in Calgary a year and a half ago, we were very worried about our future, since we are no longer young. Fortunately, we met Larisa. She gave us recommendations taking into account all our requirements and capabilities! And because we hope that nothing like this will happen, knowing that we are insured really gives us confidence and peace of mind!!
Lesia Koval
My husband broke his arm, which resulted in four weeks without income from work. A month later, I broke my leg and was at home for two months. The insurance company paid out the money, thus providing us with financial support, which was a pleasant bonus in the situation. "Thank you, Larisa for meeting with us and arranging the insurance! We can never predict what might happen, so it's better to be be protected and prepared.
Frequently Asked Questions
Common Questions Answered for your convenience.
Q: What is the difference between term life insurance and whole life insurance?
A: Term life insurance provides coverage for a specific period (e.g., 10, 20, or 30 years) and pays out a death benefit if the insured person dies during the term. Whole life insurance, on the other hand, offers lifetime coverage and includes an investment component that builds cash value over time.
Q: What does travel insurance typically cover?
A: Travel insurance generally covers a range of unexpected events, including trip cancellations or interruptions, medical emergencies, lost or delayed luggage, and travel delays. Some policies may also include coverage for rental car damage, emergency evacuations, and 24/7 assistance services. It's important to review the specific policy details to understand what is and isn't covered.
Q: What illnesses are typically covered by critical illness insurance?
A: Critical illness insurance usually covers major health conditions such as cancer, heart attack, stroke, kidney failure, major organ transplants, and multiple sclerosis. The specific illnesses covered can vary by policy, so it's important to review the policy's list of covered conditions.
Q: How long can I receive benefits from a disability insurance policy?
A: The duration of disability insurance benefits depends on the policy terms. Short-term disability insurance typically provides benefits for a few months to a year, while long-term disability insurance can offer benefits for several years or until retirement age, depending on the policy's specifications.
Q: What is the difference between stocks and bonds?
A: Stocks represent ownership shares in a company and entitle the shareholder to a portion of the company's profits, usually through dividends. Bonds are debt securities issued by corporations or governments, where the investor lends money in exchange for periodic interest payments and the return of the bond's face value at maturity.
Q: What is an emergency fund, and how much should I save in it?
A: An emergency fund is a savings reserve set aside to cover unexpected expenses, such as medical bills, car repairs, or job loss. Financial experts typically recommend saving three to six months' worth of living expenses in an emergency fund to ensure financial stability during unforeseen circumstances.